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Insurance.Contractors

Insurance Contractors LLC is a fully independent insurance agency focused on helping small businesses find the right coverage quickly and efficiently.
With over 20 years of insurance experience and a background in construction and business ownership, we understand the real-world risks small business owners face — especially small business, independent contractors and service-based businesses. This allows us to properly position accounts and provide accurate, complete submissions.
Why Work With Us
  • Deep understanding of contractor and small business risks
  • Clean, complete submissions that reduce underwriting back-and-forth
  • Fast response times and clear communication
  • Ability to identify the right fit upfront to avoid unnecessary declines
  • Strong focus on making the process simple for the insured
We prioritize getting accurate information, presenting risks properly, and working efficiently with carriers to move submissions through quickly.

Address

4001 North Perryville Road
Loves Park, Illinois 61111

Office Hours

  • Monday - Friday 8:00 AM - 8:00 PM
  • Saturday 9:00 AM - 1:00 PM
  • Sunday By Appointment Only

Why our clients choose us

“RW Tessen Construction & Maintenance LLC. - Excellent customer service and willing to go the extra mile to get things done.”
“Gustavo Vazquez - Fast service and very an smooth process.”
“Anthony Cooper - Very helpful and great customer service with great rates and that's why I went with them. Thanks again Dave”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!