Search » Florida » Indian River Shores » J. Tetrault Insurance, Inc

J. Tetrault Insurance, Inc

J Tetrault Insurance, Inc.
We are a Florida-based boutique insurance agency providing personalized insurance solutions for businesses throughout the state. We work with Coterie Insurance to place coverage thoughtfully and responsibly, with a focus on long-term relationships and sound risk management.
Areas We Service:
Statewide throughout Florida.
Insurance Products Offered
Our agency offers a range of insurance products, including:
Commercial BOP Insurance
Commercial Package
Property Insurance
General Liability
Workers’ Compensation
Additional coverages may be available depending on client needs and carrier guidelines.
Our Approach:
As a boutique agency, we emphasize quality over volume. Each client receives direct attention and a consultative approach to coverage placement. With experience across inspections, underwriting, and agency operations, we focus on understanding the exposure before recommending insurance solutions. This approach supports clear communication, efficient underwriting, and well-matched coverage.
What to Expect When Scheduling an Appointment:
Clients can expect a professional and straightforward experience. Appointments are typically conducted by phone or in person meetings and begin with a discussion of the client’s operations, current coverage, and insurance goals. Our process is transparent, efficient, and designed to make insurance decisions clear and manageable.

Address

Ste G
2925 Cardinal Drive
Indian River Shores, Florida 32963

Office Hours

  • Monday-Friday 9:00AM-5:00PM

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

Let's Work Together

Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!